Fiduciary Advisory

Who Holds the Complete Picture of Your Wealth — and Has No Stake in the Answer?

Pixelupixel's fiduciary advisory retainer provides a named, independent senior adviser who coordinates every dimension of your capital protection.

Enquire About an Advisory Retainer

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The Advisory Retainer: Continuity Without Conflict

A single, consistent adviser who knows your full picture and can coordinate across your legal, insurance, and investment relationships.

Pixelupixel's fiduciary advisory retainer is the cornerstone engagement for clients who want an ongoing, independent voice in their wealth decisions. Unlike project-based engagements, the retainer provides continuous access to a named senior adviser who maintains a current understanding of your full financial picture — structures, insurance wrappers, liquidity position, and succession intent. The adviser attends relevant trustee meetings on request, reviews third-party advice before it is acted on, and coordinates with your legal counsel and investment managers without becoming any of those things. Retainer clients typically include family office principals, business owners approaching a liquidity event, and individuals who have inherited complex multi-asset portfolios and need someone to translate and coordinate — not simply sell. Since 2014, Pixelupixel has maintained a strict one-adviser-to-twelve-clients ratio on retainer engagements, ensuring that the quality of engagement does not erode as the client base grows.

What the Retainer Covers

A clearly scoped engagement — not an open-ended relationship with undefined deliverables.

Named Senior Adviser

Every retainer client is assigned a single named Pixelupixel adviser who is their sole point of contact. No rotating juniors, no call centres. The adviser's direct line is provided from day one and maintained throughout the engagement.

Quarterly Structured Reviews

Four formal reviews per year, each producing a written summary of your current risk position, structural compliance status, and any recommended adjustments. Meetings are conducted in person in Thika or Nairobi, or by secure video conference for clients located elsewhere in Kenya.

Third-Party Advice Review

Before you act on investment, legal, or insurance advice from another provider, your retainer adviser will review the recommendation, identify conflicts of interest, and give you a plain-spoken written assessment. This alone frequently justifies the retainer cost.

Coordination Across Advisers

Most clients at Pixelupixel work with multiple professional relationships — lawyers, fund managers, accountants. Your retainer adviser ensures these relationships are coordinated toward consistent objectives and that no gap or overlap creates unintended exposure.

What a Retainer Does Not Include

Clarity about scope prevents misunderstanding and protects the independence that makes the retainer valuable.

The Pixelupixel fiduciary advisory retainer is specifically non-discretionary — we do not trade, execute transactions, or hold client money at any point. We do not provide legal opinions or draft legal documents. We do not represent clients in regulatory proceedings or dispute resolution. These limitations exist by design: maintaining a strict advisory role is what preserves our independence and ensures that our recommendations are never shaped by a financial interest in the outcome. Clients who require discretionary investment management, legal representation, or tax compliance work are referred to appropriately qualified specialists; in many cases, Pixelupixel continues alongside those specialists in the coordinating fiduciary role. Retainer pricing is transparent, fixed annually, and not linked to asset value — which removes the incentive to recommend more complex arrangements than a client's situation actually requires.

“Having a Pixelupixel adviser review every significant piece of third-party advice before I act on it has saved me more than the retainer cost in each of the three years I have held it. The value is not in grand gestures — it is in the consistent, quiet discipline of an independent set of eyes on every recommendation that affects my capital.”

— David N., Nairobi business owner

Enquire About a Fiduciary Retainer

We accept a limited number of new retainer clients each year. Enquire now to discuss whether your situation aligns with what a Pixelupixel advisory retainer provides.

Enquire About a Retainer